Full-Time Employee Enrollment Information
We previously notified you that once we reached successful bargaining with the Unions you would be notified of your healthcare open enrollment dates. At this time, while we continue to negotiate with each of the bargaining units, the current Cigna healthcare plans will continue to be offered for the remainder of the 2020 benefits plan year.Therefore, this is a CHANGES ONLY enrollment.
2020 Healthcare Benefits
Open Enrollment Dates:
March 2 – 13, 2020
Period of Coverage Dates:
April 1 – December 31, 2020
What You Need to Know:
- There will be no plan design and premium changes for the remainder of the 2020 plan year.
- If you do not make any changes, your current healthcare coverage and your dependent(s) coverage will continue.
- If you are currently opting out of healthcare, this election will continue and you will have to submit proof of other group or state-funded healthcare coverage.
- If you are being deducted the spouse/domestic partner annual surcharge, the deductions will continue. However, we ask that you review your response in the Surcharge Affidavit to confirm their medical coverage status has not changed.
- You can add your eligible dependent(s) during this enrollment period; however, you must have a valid Social Security Number for each eligible dependent. You must also submit proof of eligibility documentation (i.e., marriage certificate for spouse, birth certificate for natural children) if not previously submitted during the 2020 Flexible Benefits Only enrollment. If you do not provide the required documentation, coverage will be terminated.
- Changes to your healthcare benefits made during this enrollment period will be effective April 1, 2020 and the changes will be reflected on the April 10, 2020 paycheck.
For assistance with your enrollment, please contact the hotline number at (305) 995-2777 or (305) 995-1799, Monday – Friday, 7:00 a.m. – 7:00 p.m., ET.
The enrollment application will be available during the open enrollment period 24 hours/ 7 days a week. You must use Google Chrome web browser for the online enrollment application.
Healthcare Plans:
- Employee-only and dependent(s) rates remain the same for all Cigna Healthcare plans.
- The Board will continue to subsidize dependent coverage.
- Employees who cover a spouse or domestic partner who has healthcare coverage available from their own employer, will be charged an annual surcharge of $500. The annual surcharge will be deducted on a bi-weekly basis according to your pay schedule.
- OAP 10 will only be available to those currently enrolled in the plan.
Additional Information
Benefits Salary:
Benefits Salary is defined by each union’s salary schedule and it is equal to the employees annual base salary
- Benefits Salaries will be updated annually on June 30th of each year
- Benefits Salary determines:
- Employee & Dependent healthcare Board premium contribution
- Employee cost share
- Dependent healthcare premium
- Board-paid Life Insurance amount- determined by your bargaining unit contract
- Disability enrollment eligibility
Salary Bands:
Benefits Salary determines your salary band
- Salary band determines the Board contribution and the employee’s per pay deduction for employee & dependent healthcare cost
- Salary bands will be reviewed for indexing on a cycle of three (3) years term, based upon an average of most recently published Consumer Price Index (CPI)
NOTE: Employees may have experienced a change in salary band as a result of salary increase last June and may have resulted in an increase in both employee cost share and dependent premium.
Core Benefits:
Full-time benefits eligible employees will continue to be provided Board-paid Standard Short-Term Disability (STD) coverage.
The School Board provides a Term Life & Accidental Death and Dismemberment (AD&D) program with Metropolitan Life Insurance Company for all full-time employees. The coverage amount is either one or two times your annual base salary rounded up to the next $1,000.00. Administrators and Confidential Exempt Personnel received two times the annual base salary. All other employees receive one times their annual base salary. The minimum benefit for employees represented by AFSCME is $10,000. Additional life insurance may be purchased through payroll deductions to bring maximum benefits to an additional, one times the amount provided by the School Board. Employees are eligible to increase the life insurance amount to a maximum of five times the annual base salary after the first year of participation in the optional life program. Evidence of Insurability will be required for any increases in coverage. To find out more about Board-paid Term Life and AD&D, contact the MetLife representative at 305.992.7029.
New Hire:
Employees who become benefits eligible during the Open Enrollment period will receive an e-mail prompting them to enroll online for their benefits (91 days after their date of hire). They must enroll online by the deadline stated in the email. Otherwise, they will be automatically assigned to Cigna LocalPlus Plan (employee-only) coverage.
Online Enrollment
To-do List
Don't know where to start? Use this list to prepare for enrollment.
Before You Enroll
This section will provide you with enrollment assistance information and computer settings to print your confirmation statement once you’ve completed your enrollment.
How to Enroll
This section will provide you with step by step instructions on how to enroll in your employee benefits.
Enrollment
Your Benefits
FAQ's
Rates
Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Mon - Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)