F.A.Q.

Here are some common questions about Open Enrollment.

Getting
Started

Do I have to enroll during the 2020 Healthcare Open Enrollment Period?
Under Age 65 or Over Age 65 and not Medicare Eligible Retirees and/or Dependents: No. This is a changes only enrollment. Your current Cigna (non-Medicare) Healthcare coverage and/or your dependent(s) coverage will continue.
Over Age 65 or Under Age 65 and Medicare Eligible: The enrollment period for School Board sponsored Medicare Group Healthcare plan has ended. For questions regarding your Medicare healthcare plan or to cancel your participation, you must contact the Medicare healthcare company directly.
Flexible Benefits: If you were eligible to enroll in flexible benefits and elected benefits, the Enrollment Summary Report you received confirmed your enrollment for the 2020 plan year. At this time, the 2020 Flexible Benefits only enrollment period has ended.
Can I make a change to my enrollment after I have completed and returned my enrollment form?

Throughout the Open Enrollment period, you may visit us and complete a new enrollment form. No changes will be accepted after the deadline unless you experience a qualifying event.

Eligibility

Can I add my dependents during this enrollment period?

Yes, you can add your eligible dependents during this enrollment period. You will have to submit the dependent documentation for each dependent.

Can I enroll my eligible dependent(s) and not cover myself in the healthcare benefits plan?

No. You must cover yourself in order to cover your eligible dependent(s). Be sure to coordinate your healthcare election with your spouse’s in the event that only one of you is Medicare eligible.

Can I cancel my dependents during this enrollment period?

Yes. You can terminate your dependent coverage, but you will not be eligible to re-enroll until the next open enrollment, unless you have experienced a qualifying Change in Status (CIS) Event, provided you have maintain your enrollment in a School Board sponsored Healthcare plan.

What if my eligible dependent is Over 65 and I am Under 65 or vice versa?

At this time the Medicare group healthcare open enrollment has ended. This oealthcare only enrollment period is being offered to non-Medicare eligible retirees and/or dependents.

Coverage

If I cancel my healthcare coverage could I enroll at a later date?

No. If you cancel your healthcare enrollment, you will never again be offered the opportunity of enrolling in a School Board sponsored Healthcare plan.

Do I need to complete a new Florida Retirement System (FRS) Payroll Authorization Form?

Cigna Healthcare Plans – if you are currently having FRS deductions and are not making changes, a new FRS Payroll Authorization form IS NOT needed. Your premiums will automatically be adjusted.

What happens to my medical plan if I become Medicare eligible during calendar year?

To enroll in Medicare Part B, contact your local Social Security office. According to CMS guidelines, you are required to enroll in a Medicare Product. The Office of Risk and Benefits Management will send you an Over 65 Benefits Package, 60 days prior to the birth month in which you reach age 65 to provide you with the opportunity to enroll in an offered Medicare healthcare plan. You will be automatically dis-enrolled from your Cigna healthcare plan.

It is your responsibility to notify us of Medicare entitlement awarded before age 65, if not, this will result in an automatic termination of your Cigna plan.

Dependent Verification

Do I have to submit dependent documentation for my covered dependents?

Yes. This year dependent documentation must be submitted for all covered dependents, if not previously submitted during the 2020 Flexible Benefits Only enrollment. If documentation is not provided your dependent will lose their eligibility status.

Enrollment

Your Benefits

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FAQ's

Rates

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Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129

FBMC Service Center
Mon - Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)